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Abstract

"Lawyer revels the truth about Last Will And Testaments."

"You can get a Last Will And Testament from hundreds of
sites, but you won't find out how state laws can, and do,
change what you want."
Get "Peace of Mind!"

From: Steve M. Bingman, Attorney At Law
Dear Friend,

We've all heard: "you need a Last Will And Testament so that you
can say who will receive your property if you die". The truth is that
you can make your Last Will And Testament and have your say, but state
laws may change it. Few people know that state laws may override or
change part their of Last Will And Testament. In fact, because its
almost never mentioned, most people do not know enough to even ask
about how state laws affect their Last Will And Testament. And,
usually, they're surprised when they find out.

"The problem: Part of your Last Will And Testament may not be effective
because of state laws."

Your Last Will And Testament is important. It is the only way
for you to make known your final desires and wishes. But every state
has a number of different laws that override or change Last Will And
Testaments. In other words, state laws may stop your desires and wishes
from happening.

Here are two real cases where state law overrode and changed what the
person wanted:

Real Case # 1
"Ms. X doesn't get the money"

Ms. X came to see me. Her Mother had passed away and her Last Will And
Testament said that she wanted her money was to be divided equally
among her children. South Carolina has a law that gives money in a
joint bank account (two or more people) to the survivor regardless
of what the deceased person's Last Will And Testament says.
Unfortunately, Ms. X's Mother had all of her money in a joint bank
account with Ms. X's Sister. The money was put in to the joint
account by Ms. X's Mother and the joint account was only so that
the Sister could help the Mother. Sadly, I had to inform Ms. X that
her Sister got all of the money and Ms. X got nothing.

Real Case # 2
"Kids get only part, not all, of family home"

My Dad's Last Will And Testament said that he gave his home to my two
Sisters and me. However, the laws of his state say that when a
married person recevies real estate, the real estate goes to both
the Husband and Wife jointly. Because of the law, my Dad'd home
actually went to my Sisters, their Husbands, my Wife, and me. My
Sisters and I received a 1/6 interest each and not the 1/3 interest
each that my Dad wanted. It was not a problem because we all get
along very well. But, what if we didn't get along?

The fact is that every state has a number of different laws that
override or change Last Will And Testaments. The above are just two
examples. Also, these two cases stated above are not isolated and
unique to my state of South Carolina. In fact, my Dad lived in another
state. Before you make your Last Will And Testament, it is critically
important that you know and understand that state laws may override or
change certain parts of your Last Will And Testament.

Please understand that the purpose of state laws is to provide
an orderly process of distributing the property of a deceased person,
not to cheat you or to take away your property. The problem is that
state laws are like trying to have a "one size fits all" shoe. For some
people, the shoe is OK. But, for others, it is all wrong because the
shoe might be too tight or too loose. State laws may be what you need
and want, but they also may not be.

The Solution: Find out how state laws may change your Last Will And
Testament.

"The Truth About Wills and Probate" is an instant ebook that was
written to explain what laws to look out for and to explain what you
can and cannot change. Abraham Lincoln once said: "Lord, give me the
courage to change that which I can change, the tranquility to accept
that which I cannot change, and the wisdom to know the difference
between the two". "The Truth About Wills and Probate" gives you the
knowledge and wisdom to know what you can and cannot change. It gives
you the peace of mind and confidence that comes from knowing who will
receive your property and who will have custody of your minor children
when you die.

Ebook

Just in case you are not familiar with ebooks, please let me explain.
Ebooks are standard books except that they are electronically delivered
quickly direct to your computer. You can then either read them on your
computer or you can print them and read them later. It does not matter
whether you use Windows, MAC, or another kind of computer. The .pdf
file format works on all computers. And you do not need to worry about
a virus since it is not an executable file. With ebooks, you can easily
be reading the book in minutes. I'll give you more details below.

How does The Truth About Wills and Probate help you?

You are going to:
* Learn what items are not given by your Last Will And Testament
regardless of what your Last Will And Testament says.
* Discover what "Tenancy by the Entirety" means and how it effects
your Last Will And Testament.
* Understand what "Elective Share" means and how it effects your Last
Will And Testament.
* Find out how some state laws say who gets certain property despite
what your Last Will And Testament says.
* Learn the truth about Last Will And Testament and probate myths.
* Make a valid and legally binding Last Will And Testament because
you will know what parts are required and what actions are
required.
* Make a good Last Will And Testament because you will know what
parts should be in every good Last Will And Testament even though
these parts are not legally required (but they are common sense).
* Avoid problems for your loved ones.
* Learn how to provide for the care, education, and maintenance of
your minor children should you die.
* Be given guidence on whether or not a standard simple Last Will And
Testament will work for you.
* Learn the two key times that you need to make a new Last Will And
Testament.
* Find out what to do with your Last Will And Testament after you
sign it.

Once you know and understand how Last Will And Testaments and
state laws interact, you can intelligently make your Last Will And
Testament and take certain actions to make sure that your property goes
to your loved ones you want to have it.

Why does it matter?

The very reason you are going to make a Last Will And Testament
is because you want to know who will receive your property and who will
have custody of your minor children when you die. Unless you know and
understand how state laws may override your Last Will And Testament,
you will never truly know what happens to your property and minor
children when you die.

Information to help you, but not legal advice.

Please understand that I am not giving you any legal advice
whatsoever. I can't. Valid legal advice is based on specific facts in a
given situation. And, of course, I do not know your situation. However,
I can give you general legal information. If you have any questions of
any nature, you need to talk with a lawyer licensed in your state.

I tell you what others won't or can't tell you.

You may be asking, "If it is so important to know how state laws
may override or change my Last Will And Testament, why are others not
telling me about how state laws affect Last Will And Testaments and
estates?" To be honest, I cannot give you an answer. I believe that
when you talk with a lawyer, he or she will tell you the same
information as I give you in
"The Truth About Wills and Probate". However, I believe that most Last
Will And Testament "Kits" and Last Will And Testament "Programs" are
put together by non-lawyers and then reviewed by "top notch", unnamed
lawyers. These lawyers look at the legality of the Last Will And
Testament and nothing else. So vital information is never discussed.

Easy to understand.

Don't worry.
"The Truth About Wills and Probate" is not written in legal-eze. It is
not a long legal dissertation on estate law written for lawyers.
Instead, it is written in plain simple English for non-lawyers. It is
fairly short, but contains important information that you should know
before you make your Last Will And Testament.

Here is the actual Table of Contents of "The Truth About Wills and
Probate":
* Myths About Wills, Estates, and Probate
* Property That Passes According to State Laws
* Why Some Last Will And Testaments or Parts of Last Will And
Testaments Are Invalid
* Provisions That Should Be In Every Last Will And Testament
* How To Take Care of Your Minor Children With Your Last Will And
Testament
* What Happens If You Do Not Have A Last Will And Testament
* Steps and Tips In Making Your Last Will And Testament (Is a
standard simple Last Will And Testament right for you?)
* What To Do After You Sign Your Last Will And Testament
* When You Need To Make A New Last Will And Testament
* How To Probate An Estate
* Frequently Asked Questions
* Word Definitions

"Great Value!"

That's a lot of information, isn't it? Imagine what a lawyer
(like me) would charge you for this information if you sat down with
the lawyer one on one. By writing
"The Truth About Wills and Probate", I can share the information with
many more people than I ever could with one-on-one meetings. And I can
charge significantly less. Not $250.00, not even $125.00. My Lawyer
friends tell me to charge between $50.00 and $75.00. And, I may charge
that in the future. But right now, I am testing the internet and I am
willing to let you have a copy of "The Truth About Wills and Probate"
for the incredibly low price of $17.67.

Click Here Now to get your copy of "The Truth About Wills and Probate"

Make no mistake, your investment is worth more than $17.67.
Imagine, you have the confidence, peace of mind, and comfort that comes
with truly knowing what will happen to your property and your minor
children when you die. Because I believe that if you own property or
have minor children, you should have a Last Will And Testament, I am
throwing in several bonuses, including simple Last Will And Testament
forms.

Bonus #1
"Quickly And Easily Make Your Own Last Will And Testament"

Get the added bonus of Last Will And Testament forms for
several situations. Keep them and use them as your situation changes.

Bonus #1: 8 Standard Last Will And Testament Forms

Along with "The Truth About Wills and Probate" you get 8 simple, easy
to use, standard Last Will And Testament forms designed for different
situations.
Last Will And Testament forms for:
* Married with adult Children
* Married with minor Children (includes a children's trust until
your child is 18 years old)
* Married with minor Children (includes a children's trust until
your child is 21 years old)
* Married with no Children
* Single with adult Children
* Single with minor Children (includes a children's trust until your
child is 18 years old)
* Single with minor Children (includes a children's trust until your
child is 21 years old)
* Single with no Children

Of course, step by step instructions and tips on making your Last Will
And Testament are also included.

There Are Only Two Types Of Last Will And Testament Forms On The
Internet

Unless you have a real time question and answer interview with a
lawyer, any Last Will And Testament that you obtain on the internet is
going to be a Last Will And Testament form. The only question is which
type of Last Will And Testament form will you use? There are two types.

The first type is a "fill in the blank" Last Will And Testament
form or template. These are very easy to use. You simply fill in the
blanks.

You benefit with "fill in the blank" Last Will And Testament forms and
we provide them because:
* You save money. The Last Will And Testament forms are reusable so
you do not need to purchase a second Last Will And Testament form
for your Spouse. And you do not need to purchase a new Last Will
And Testament form if you want to make a change in your Last Will
And Testament. Simply print out the Last Will And Testament form
again and complete it.
* You save more money. The Last Will And Testament forms are multiple
forms. Each form is for a different personal situation. So you do
not need to purchase a new Last Will And Testament as your
situation changes. Simply print out the appropriate Last Will And
Testament form and fill it in.
* You can quickly make your Last Will And Testament. The sooner you
can go on vacation without worry. The sooner you can go to the
hopsital for treatment without worry. The sooner you can have peace
of mind.
* You can make your own Last Will And Testament in the privacy of
your home.
* You do not need any special skill to operate a Last Will And
Testament software program.
* You do not need a specific type of computer operating system (ex.
Windows vs. Mac).
* You can see the whole picture because you have the complete Last
Will And Testament form in front of you.

The second type of Last Will And Testament form is "respond and
merge" where you answer questions and your responses are merged into a
Last Will And Testament form. The completed form is then either made
available on the web or e-mailed to you.

A Word of Caution!

With the "respond and merge" type of Last Will And Testament form,
don't be fooled when some web site owners call these "custom" Last Will
And Testaments. You cannot get a truly customized Last Will And
Testament for your situation without giving very specific information
and you cannot give that information by answering standard questions.
Also, unlike our Last Will And Testament forms, if your Spouse wants a
Last Will And Testament or you want to change your Last Will And
Testament, you must repeat the process and pay again.

Bonus #2
"You Get An Asset Summary Form So That You Save Your Heirs A Lot Of
Time And Trouble"

Quite frankly, one of the most difficult things to do is to find
out what are the assets (property) and liabilities (debts and bills) of
a deceased person. I have spent hours sifting through mail and pieces
of paper looking for hints of what a deceased person owned or owed. And
then we have to follow-up on each clue to find out if the deceased
person had this insurance policy, owned this bank account, or owed a
certain bill. You will save your heirs all of this trouble by filling
out the Asset Summary Form. If you have ever been involved in an
estate, you know how valuable is the information contained in your
Asset Summary Form.

Bonus #3
"You Get A 'Living Will' Form So That You Can Tell Doctors And Medical
Providers What Your Wishes Are If You Become Incapacitated"

Have you ever thought that you wouldn't want you life prolonged
by machines? Have you thought that, if you became incapacitated, you
would want food and water, but that you would not want machines
prolonging your life? As with a Last Will And Testament, the only way
you can have your say is to make a "Living Will" saying what you want.
After you become incapacitated, it is too late.

The "Living Will" Form is also known as a "Desire For A Natural
Death" Form. The Form that we provide is easy to use. Simply initial
the type of treatment you want to receive, fill in the blanks, and sign
it.

Bonus #4
"You Get A 'Medical Power Of Attorney' Form So That You Can Appoint
Someone You Trust To Make Medical Decisions For You If You Become
Incompetent."

Is there someone special that you trust to make medical
decisions for you if you become incompetent? If yes, then you need to
make a "Medical Power Of Attorney" appointing that someone special. If
you wait and become incompetent, then it is too late to appoint
someone. And your state's laws will say who make medical decisions for
you. As with the other forms that we provide, the Medical Power Of
Attorney form is a simple and easy "fill in the blanks" type of form.

"An Amazing Value!"

This is an amazing value. If you have looked at the web, you
know that many sites are offering a single Last Will And Testament for
$20.00. For you and your Spouse, the bill is $40.00. Some are even
charging $40.00 for just one Last Will And Testament. None that I know
of give you both the information and forms that you need in order to
make an intelligent Last Will And Testament.

Think about it. Right now, for LESS, yes less, than the single Last
Will And Testament other sites want to sell you, you get from us:
* "The Truth About Wills and Probate"
* Step by step instructions and tips on making your Last Will And
Testament
* Last Will And Testament forms for:
Married with adult Children
Married with minor Children (includes a children's trust until
your child is 18 years old)
Married with minor Children (includes a children's trust until
your child is 21 years old)
Married with no Children
Single with adult Children
Single with minor Children (includes a children's trust until
your child is 18 years old)
Single with minor Children (includes a children's trust until
your child is 21 years old)
Single with no Children
* Asset Summary Form
* "Living Will" Form
* Medical Power Of Attorney Form

All for just $17.67.

Click Here To Order Right Now!

"Fast Delivery At Any Time"

(Even if it's 3:00 a.m. in the middle of the night)

Within minutes, you can have the peace of mind and comfort of
knowing what will happen to your property and your children and who
will handle your affairs upon your death. You can know what laws effect
your Last Will And Testament and what actions you can take to plan your
estate. You can intelligently make your Last Will And Testament.

How It Works

We electronically deliver it all to your computer. You do not have to
wait. You do not have to install a program and then learn how to
operate the program. We use a simple pdf file format to make it easy
for you to receive and use the information. Here is how it works:

* Click on Order and you will be taken to the Secure Order Form of
ClickBank. You can use a credit card or an online check.
ClickBank will process your order in real time. Please note that a
charge for $17.67 will appear on your bank statement under the name
"CLICKBANK".
* After your order is processed, you will automatically be taken to
the download site. To save the book and forms to your hard drive
simply click on the right mouse button over the above link. And
then click on either "Save Link As" in Netscape or "Save Target As"
in Explorer. A download screen will come up asking you where you
want to save the file to on your computer. Find the folder you'd
like to save the files in and then click on "Save." When you have
finished downloading the book and forms just go to the folder you
downloaded the file to and double click to read and open.
* Using The Free Acrobat Reader (or the full version of Acrobat)
version 3 or higher, you can read or print all or part of The Truth
About Wills and Probate, the Last Will And Testament forms, the
Personal Property Bequest form, and the Asset Summary Sheet. If you
do not have The Free Acrobat Reader, you can download a free copy
at adobe/products/a crobat/readstep.html

It is that quick and that simple.

"Your No Risk Guarantee"

If you are not satisfied with
"The Truth About Wills and Probate" and the bonuses for any reason
whatsoever, simply email me within 90 days and we'll give you a 100%
refund. You do not need to tell us why you are not satisfied, though
that will help us provide better service to others. You may keep "The
Truth About Wills and Probate" and the bonuses. I still believe that
most people are honest and fair and will not use our information and
forms without paying us. Is that fair enough?

Don't Put This Off A Moment Longer. Act Now! Have peace of mind and
comfort.
Click Here Now To Get Your Copy Of:
* "The Truth About Wills and Probate" with
* Bonus # 1 - Eight (8) Last Will And Testament Forms With Personal
Property Bequest Form And Step By Step Instructions
* Bonus # 2 - Asset Summary Form
* Bonus # 3 - "Living Will" Form and
* Bonus # 4 - Medical Power Of Attorney Form

Yours truly,

Steve M. Bingman

PS. I urge you to take action now. You have heard that we are not
promised tomorrow. The truth is that we are not promised the next hour,
not even the next moment. Act now. Get the information. Plan your
estate. Make your Last Will And Testament.

PPS. Please understand that the price for the ebook and bonuses may
increase. The current price is guaranteed only for as long as the
current price is shown on this web site.

Please recommend us to your family and friends.
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"The Truth About Wills and Probate"
PO Box 2593
Spartanburg, South Carolina 29304
FAX: (864) 542-1543
Email: Contact Us
�2005 Steve M. Bingman. All rights reserved.
"Truth About Wills" and "The Truth About Wills and Probate"
are trademarks of Steve M. Bingman and all rights are reserved.

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